HDFC Net Banking

HDFC NetBanking

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HDFC Bank offers their customers a net banking facility, where various particulars of the account can be obtained online. HDFC Bank customers will simply have to log in to their account so as to access a wide assortment of features. The net banking facility is fast, secure, and easy to use.

Registration Process for HDFC NetBanking

The registration process for HDFC net banking is very easy to use, you only need a saving account with HDFC bank only, the bank made all the processes simple and convenient to register for the online banking service. Bank customers can get them registered via ATM, Phone banking, or download the form.

Let’s understand procedures for each channel

Register HDFC Net Banking Online:

A resident and non-resident person who have an active mobile number can be able to access the Internet banking facility. Steps to activate online banking services are cited below.

  • First, You are supposed to visit HDFC Bank’s net banking page (https://v1.hdfcbank.com/assets/popuppages/netbanking.htm).
  • You will find ‘Register’  at the bottom of the page, click on it.
  • On the next page, you are required to enter the Customer ID and click on ‘Go’ button.
  • Next, you are required to confirm the registered mobile number which is linked to your account.
  • OTP has been sent to your registered number which you must enter
  • Next, select and fill up all the relevant details of the Debit Card.
  • On the next page, you are requested to set the IPIN.
  • Now, you are able to use the Customer ID and your newly generated IPIN to access net banking.

Register HDFC Phone Banking:

  • HDFC phone banking number is provided on the Bank website, call the number provided for your city and you will be asked to enter Customer ID and HDFC Debit Card along with pin/ TIN ( Telephone Identification Number).
  • HDFC Bank executive will record your Net Banking registration request and initiate the process.
  • Within 5 working days, your generated IPIN will be posted to your home address.

Register HDFC Net Banking Via ATM:

  • Visit any HDFC Bank ATM.
  • Enter your HDFC Bank Debit Card number along with your ATM PIN.
  • On the screen, tap on ‘Other Option’.
  • Now, tap on ‘Net Banking Registration’ and confirm your action upon being prompted.
  • Finally, your Net Banking request will be registered with the Bank and the IPIN will be sent to your registered address.

Register HDFC Internet Banking Via Form:

  • Visit the HDFC Bank website and download the Net Banking registration form online.
  • Fill in all the necessary details in the form and submit the same at any HDFC Bank branch near to you.
  • Your request will be registered with HDFC bank and the IPIN will be sent to your registered mailing address within 5 working days.

Resetting HDFC Net Banking Forgot Password:

Let’s understand the step-by-step procedure to reset HDFC Net Banking Password when you forgot.

  • Click HDFC Bank’s net banking website (https://netbanking.hdfcbank.com/netbanking/)
  • Click on ‘Forgot IPIN (Password)?’.
  • Provide your User ID or Customer ID and proceed.
  • Next, you are supposed to select from one of the two options mentioned below:
    1. OTP on the registered mobile number and Debit Card details.
    2. OTP sent to your registered mobile number and the same has been sent to your email ID
  • Once you are done with the above step, then you need to enter the relevant details.
  • Set the new IPIN of your choice.
  • Final, you will be able to log in with the User ID and new IPIN.

How to Check HDFC Balance Online:

Let’s understand the step-by-step procedure how to check HDFC Bank balance online.

  • Login using (customer ID and IPIN) to HDFC Bank’s net banking portal.
  • Click on the ‘Accounts’ tab.
  • On the very next page, click on ‘Account Summary’.
  • Once you are done with the above steps, various account particulars will be shown to you on the screen.
  • Finally, you will be able to access the details and the available bank balance of the account.

How to Pay Credit Card Bill on HDFC Banking portal Online?

Paying credit card bill via the HDFC banking portal online is very easy and quick, Individual first need to register for net banking then he /she can avail the net banking services.

  • Firstly, log in to the HDFC Bank net banking portal.
  • Secondly, using your credit card ATM number, you can link your credit card to the net banking account.
  • Thirdly, under the Credit Card section, now you are able to pay your Credit Cards bills.

Check HDFC Transaction Limits:

Mode of Transfer Transfer Limit Charges (Plus GST)
RTGS Minimum Amount: Rs.2 lakh Maximum Amount: No upper limit (through branch), Rs.50 lakh (via net banking)
IMPS Up to Rs.2 lakh From Rs.1 to Rs.1 lakh (INR 5)
From Rs.1 lakh to Rs.2 lakh: (INR 15)
NEFT Rs.50 lakh Up to Rs.1 lakh: (INR 2)
Above Rs.1 lakh: (INR 10)

Benefits and Features of HDFC Net Banking

HDFC provides multiple benefits and features which help you to manage your HDFC saving account and carry out transactions. Check out the list of features and benefits offered by HDFC Net Banking.

  • You are provided with an option to check account balance and also provide the facility to download bank statements for the past 5 years in different formats.
  • Provide facility to open Recurring Deposit/Fixed deposit with the bank.
  • Transfer funds in a secure manner using online funds transfer channels like NEFT, RTGS and IMPS. Provide facility to transfer funds between HDFC accounts as well as to Non-HDFC accounts.
  • Make fast and easy payments of utility bills like water bill, electricity bill, Internet and mobile bill, etc.
  • Provide facility to check Credit Card dues and payment settlements.
  • Provide an option to recharge DTH and prepaid mobile bills.
  • If you are a risk-taker, then HDFC Bank provides you an option to invest in Mutual Funds to mint money and can select funds of your choice in a simple way.
  • Provide an option to book air and train tickets via third-party travel booking sites.
  • On any festive occasion, you could be able to buy gift cards for your beloved ones.
  • Tax-related payments can be done easily via HDFC Net Banking and could see Tax Credit Statements.
  • Provide facility to update your PAN Card Details via HDFC Net Banking.
  • If you have taken any loan, then via the Netbanking facility provided by HDFC, you can see loan-related details.
  • If you have lost your Debit Card, then no need to worry, via HDFC Net Banking you can request for new Debit Card and regenerate a new Debit Card PIN.
  • Via HDFC Net Banking, you can apply for an IPO.
  • And you can request all the banking-related particulars like Cheque book, Demand Draft, block and unblock your Credit Card and Debit Card, or even can stop payment instructions of a cheque.

HDFC Net Banking FAQ’s

How to apply online for Netbanking of HDFC Bank?

While visiting HDFC Bank’s official website, at the bottom, you can find a register link just click on that. On the next page, you are requested to enter your HDFC Customer ID and click on “Go” tab, in a few minutes you got OTP on your registered mobile number with the HDFC Bank. Fill in all the details as you are instructed. On the next page, you are asked to choose the IPIN of your choice. Finally, you will be able to use the Bank Customer ID and newly generated IPIN to access the HDFC Net Banking facility.

Can we able to change the mobile number via HDFC Net Banking?

Via HDFC Net Banking you are not able to change your mobile number, for this task you are requested to visit any nearest HDFC Bank.

Are there any charges applicable for using HDFC Net Banking?

HDFC does not take any Net Banking charges, However, customer need to maintain the minimum balance associated with the account

Are there any additional benefits that I get with Net Banking?

HDFC Net Banking offers multiple benefits like viewing statements with downloading options, fund transfer facility, stop cheque payment, BillPay facility.

Which customers are eligible for Net Banking?

Customers who have the HDFC Bank saving account can access Net Banking services.

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