What is LIC e-Services

LIC e-Services:

LIC is one of the oldest and most popular insurance companies. LIC started e-Services so the customer can easily access the various services provided by LIC. They design policies that are suitable for every class of people.

Without going outside and waiting in a queue for long, the policyholders can perform such tasks from their homes conveniently.

LIC has a wide network in India and has gained customer trust along with satisfaction as per their needs by catering for so many years.

The whole process is easy, secure, and hassle-free, you need to visit the official website of LIC in order to make a premium payment, checking the policy status, and other details of the policy effectively.

Availability of LIC e-Services:

LIC e-Services provide you on-demand service with a few clicks, you will have all the functionalities that were only available at the branch office, now online with your mouse click.

Click the first link “Registration for e-Services”, here you can register your respective policy on the LIC website, once you are done with the whole process thereafter you can check the policy details, premium overview, and much more.

Check the Benefits of LIC e-Services:

LIC online services provide an all-in-one platform to its customers where they can maintain their policies. No need to visit a branch or an agent, you can make payment online without any delay and execute other services online.

1. For paying the premium online, LIC provides various modes like net banking, BHIM UPI, Credit card, and Debit Card
2. Review your policy status and makes an update
3. Easily you can check loan details
4. Nominee’s addition and deletion of the name can be done
5. Policyholders can check claim history
6. Get access to view the schemes of LIC Insurance plans
7. Policyholders can write online complaints associated with the policies

Striking Features of LIC e-Services:

1. Schedule of Policy: The first page of the bond consists policy schedule, you can check the policy status having the details like plan premium, term, due premium date, etc.
2. Status of Bonus:  Total accumulated bonus under the policy  can be checked
3. Status of Loan: Here you can check the outstanding loan amount, dues for the loan and interests paid under the policy can be seen,
4. Status of Claim: Maturity and survival benefits unpaid at the time of policy term will be shown as claim status.
5. Premium Due Calendar: LIC provides a portal where a premium calendar is provided to the customer so policyholders easily can track when to pay the next premium, due to this portal, customers pay the premium on time and get rid of plenty when the premium is not paid on time. And also check the information related to the due premium over the policy year in a monthly format.
6. Revival Quotation: Premium not paid within a grace period, your policy gets lapsed but with the help of the Revival quotation, you can revive the same within 5 years from the date of the first unpaid premium along with the penalty.
7. Premium Paid Certificate: You can download individual or consolidated policy premium certificates.
8. Claim History:  Here you have an option to view all details of any claim paid under the policy like payment date, payment amount, cheque details and more.
9. Grievance Registration: If you face any problem or any challenges, you can register your complaints using LIC e-Services.
10. Locators: Using LIC e-Services, you are able to find a nearby branch, agents and doctors etc. Check the list of the following locator services:  LIC Branch Locator, Doctor Locator, Premium payment centers (Other than LIC Branch Offices), Premium points, Life Plus centers, APOnline, MPOnline, Axis Bank Branches, Corporation Bank Branches, CUB Branches, CSC Centers.
11. Policy Bond and Proposal Image: Under this option, you can view a scanned image of your policy bond and also see all enrolled life insurance policies proposal forms.

How to Register Yourself in LIC OnlineService Portal?

Registering in LIC online service portal is an easy and hassle-free process. Let’s check out the step-by-step process.

1. Firstly, visit the official website of LIC of India “www. licindia.in”
2. Search the LIC e-services option on the same page and click on it.
3. On clicking, you will be taken to the next page where you have two options one is “New User” and the other is “Registered User”. If you are a registered user, then click on it and access all services otherwise click on New User and register yourself to access LIC services.
4. On clicking on the New User button, you are required to fill in your personal details such as your name, date of birth, and email ID and also provide a premium installment, policy number. After inputting all details; select the “Proceed” option to continue.
5. Finally, you are required to create your user name and password, and click on finish.

Now you are able to access all LIC free services by simply logging on to the LIC portal online. Register your all policies one by one in order to pay your policies premium online on time.

Summary:

LIC e-Services is a hassle-free online process where policyholders can view the policy details such as policy number, policy installment, and premium and also can download LIC Premium Payment Receipt